Thanks to “The Budgetnista” Tiffany Aliche for joining the NGPF podcast recently. Tiffany shares her personal story, including how a request for a bike on her twelfth birthday led to a great budgeting lesson from her father and what she learned from her initial foray into investing. Full of practical advice about how to use mental accounting and behavioral nudges to encourage saving, you will walk away with ideas from this podcast that you can implement in your life. Enjoy!

Details:

• The Budgetnista Website
• The One Week Budget
• Magnify Money
• The Richest Man in Babylon
• The Automatic Millionaire 

• “What I’m really good at is saying here’s this thing that you don’t know and here’s a step by step process holding your hand while not making you feel bad about not knowing and  here’s how you get to a place where you now know.”
• “It doesn’t make sense to get a credit card if you can’t pay for it.”

About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.