Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time What source of funding is used most often to start new businesses? Which savings strategy is most effective? PLAY: It Costs HOW Much? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! When the Mean is Nice CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator ANALYZE: Overdraft Fees RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing COMPARE: Types of Health Insurance Plans You Just Gotta Habit! Do consumers send more money through Zelle or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? PLAY: Roll with the Market What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment RESEARCH: Credit Protections COMPARE: Which Repayment Plan Fits Your Income?

DESMOS ACTIVITIES

AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates