Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts ANALYZE: Overdraft Fees RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing When the Mean is Nice PLAY: Budget Frenzy! What is the average credit card debt held by Gen Z? PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Plan Fits Your Income? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund Do consumers send more money through Zelle or spend more money on Amazon? What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging PLAY: The Bean Game MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Health Insurance Plans CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock ten years ago, what would it be worth now?

DESMOS ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle