Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

When the Mean is Nice INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary What do cardholders fear most when using a credit card? COMPARE: Types of Savings Accounts MOVE: Types of Employment COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? Just Gotta Habit PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Your Federal Taxes PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses PLAY: Budget Frenzy! MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging in Action ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act What percent of students receive scholarships or grants for college? Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Auto Loans PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations from Checking Word Problems DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Sampling Methods DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs