Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Health Insurance Plans What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment RESEARCH: Credit Protections Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund You Just Gotta Habit! ANALYZE: Overdraft Fees How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts When the Mean is Nice ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? PLAY: Roll with the Market ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! MOVE: Credit Musical Chairs MOVE: Types of Employment MOVE: Up and Down with Credit Scores PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form