Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Just Gotta Habit RESEARCH: Fair Credit Reporting Act FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance When the Mean is Nice INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections INTERACTIVE: Bummer! PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What do cardholders fear most when using a credit card? INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary COMPARE: Auto Loans INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! PLAY: The Bean Game What source of funding is used most often to start new businesses? MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs CALCULATE: Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Systems DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations