Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections PLAY: The Bean Game What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment When the Mean is Nice What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! PLAY: Types of Car Insurance

DESMOS ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments