Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary When the Mean is Nice FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game CALCULATE: How Much House Can You Afford? Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? What source of funding is used most often to start new businesses? MOVE: Inflation Over Time MOVE: Types of Employment COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement PLAY: Roll with the Market You Just Gotta Habit! PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions