Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? FINE PRINT: Financial Aid Package When the Mean is Nice ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections MOVE: Types of Employment ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials