Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market MOVE: Types of Employment FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs When the Mean is Nice FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations