Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? When the Mean is Nice MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market MOVE: Types of Employment FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement COMPARE: Auto Loans ANALYZE: A FAFSA Submission Summary RESEARCH: Fair Credit Reporting Act CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? Just Gotta Habit What do cardholders fear most when using a credit card? PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Sampling Methods DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments