Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications When the Mean is Nice PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? MOVE: Types of Employment What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections ANALYZE: Inequalities in Investing You Just Gotta Habit! INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? PLAY: The Bean Game ANALYZE: Dollar Cost Averaging

DESMOS ACTIVITIES

DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Systems DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Four Views of a Function DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Create a Histogram DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Point Collector: Lines DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Prize Wheel Puzzle