Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity RESEARCH: Fair Credit Reporting Act COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Systems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Credit Dot Plots DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Linear Equations and Checking DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth Factor and Investments