Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections PLAY: Budget Frenzy! MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications PLAY: It Costs HOW Much? PLAY: Roll with the Market MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans MOVE: Types of Employment When the Mean is Nice FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? PLAY: The Bean Game FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon?

DESMOS ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate