Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan ANALYZE: Overdraft Fees MOVE: Your Tax Dollar in Action Which savings strategy is most effective? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market FINE PRINT: Schumer Box COMPARE: Types of Health Insurance Plans PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund MOVE: Types of Employment MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? INTERACTIVE: Bummer!

DESMOS ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots