Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance Which savings strategy is most effective? What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator You Just Gotta Habit! FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs RESEARCH: Fair Credit Reporting Act MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts COMPARE: Auto Loans MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! PLAY: The Bean Game What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action When the Mean is Nice MOVE: Types of Employment What do cardholders fear most when using a credit card? CREATE: Personalized Productive Gap Year Plan What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections INTERACTIVE: Bummer! PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon?

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Prize Wheel Puzzle DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability