Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? Gotta Habit READ: Retirement Basics COMPARE: Auto Loans CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! Which savings strategy is most effective? What do cardholders fear most when using a credit card? PLAY: Roll with the Market PLAY: Types of Car Insurance PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans CALCULATE: Your Federal Taxes MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Fair Credit Reporting Act FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? MOVE: The Net Price of College MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? When the Mean is Nice What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Checking Account Statement RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: FICA Tax Rates