Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? PLAY: The Bean Game What source of funding is used most often to start new businesses? PLAY: Roll with the Market RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate