Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! PLAY: Roll with the Market MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time RESEARCH: Credit Protections FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems