Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement You Just Gotta Habit! PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications RESEARCH: Credit Protections PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box Which savings strategy is most effective? PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing When the Mean is Nice MOVE: What Determines Your Insurance Premium? What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Chance Experiments DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: OLS Regression and College Costs DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability