Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report When the Mean is Nice PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? Which savings strategy is most effective? PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? RESEARCH: Fair Credit Reporting Act FINE PRINT: Checking Account Statement PLAY: The Bean Game COMPARE: Auto Loans ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Return on Your College Investment PLAY: Roll with the Market MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing MOVE: Inflation Over Time RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Regression in Investing DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential vs Linear Patterns DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs