Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement Which savings strategy is most effective? MOVE: Credit Musical Chairs PLAY: The Bean Game What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! MOVE: Types of Employment MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator When the Mean is Nice

DESMOS ACTIVITIES

AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle