Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs When the Mean is Nice COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! RESEARCH: Professional Certifications PLAY: The Bean Game MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time INTERACTIVE: Bummer!

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form