Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market FINE PRINT: Checking Account Statement PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act PLAY: Budget Frenzy! What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment CALCULATE: Your Federal Taxes PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs Which savings strategy is most effective? RESEARCH: Professional Certifications COMPARE: Auto Loans COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action Just Gotta Habit CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck What do cardholders fear most when using a credit card? When the Mean is Nice INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth of Savings vs Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Exponential Growth in Circles DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Histograms and Box Plots of Housing Costs