Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary When the Mean is Nice INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment READ: Retirement Basics What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Types of Employment COMPARE: Auto Loans MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What do cardholders fear most when using a credit card? INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? RESEARCH: Fair Credit Reporting Act PLAY: Roll with the Market FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging in Action CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? Gotta Habit ANALYZE: Inequalities in Investing CALCULATE: Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

DESMOS: Linear Growth Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Linear Equations from Checking Word Problems DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth Factor and Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Credit Dot Plots