Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice What percent of Americans who have credit card debt won't be able to pay it off within a year? What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications PLAY: It Costs HOW Much? RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund You Just Gotta Habit! PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs Which savings strategy is most effective? FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans

DESMOS ACTIVITIES

AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form