Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

When the Mean is Nice What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund What percent of Americans who have credit card debt won't be able to pay it off within a year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement Which savings strategy is most effective? PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials