Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! PLAY: Roll with the Market ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? Just Gotta Habit PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! CALCULATE: Your Federal Taxes CALCULATE: Impact of Credit Score on Loans When the Mean is Nice FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? Which savings strategy is most effective? MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance COMPARE: Auto Loans FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment What do cardholders fear most when using a credit card?

DESMOS ACTIVITIES

DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Complex Systems of Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity