Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game PLAY: Roll with the Market MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? You Just Gotta Habit! MOVE: Inflation Over Time What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses RESEARCH: Credit Protections CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! MOVE: Types of Employment RESEARCH: Professional Certifications When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement Which savings strategy is most effective? What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Growth of Savings vs Investments DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Writing and Graphing a System of Linear Equations