Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts COMPARE: Auto Loans CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package RESEARCH: Fair Credit Reporting Act ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging in Action MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity Just Gotta Habit Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? What do cardholders fear most when using a credit card? CALCULATE: Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? What percent of Americans who have credit card debt won't be able to pay it off within a year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Real World Linear Inequalities