Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act PLAY: Types of Car Insurance Which savings strategy is most effective? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice FINE PRINT: Checking Account Statement PLAY: The Bean Game What source of funding is used most often to start new businesses? What percent of Americans who have credit card debt won't be able to pay it off within a year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? You Just Gotta Habit! COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? PLAY: Roll with the Market

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Growth Factor and Investments DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate