In a financial world dominated by stocks, bonds can diversify your portfolio and ensure steady income. In this NGPF Podcast episode, Joe Lanza, a financial expert with years of experience in investment banking, breaks down the essentials of bonds and their role in any financial strategy.

Demystifying Bonds with Joe Lanza

Joe explains the different types of bonds—government, municipal, and corporate—and how each type of bond functions in the market, from government bonds as a safe haven and municipal bonds offering tax-free benefits, to corporate bonds providing potentially higher yields.

Joe highlights how bonds not only offer a stable income but also add a layer of security to your investments. He notes that, “In your investing we've all been taught, you don't want to put eggs all in one basket and you want to make sure you're diversified, so bonds offer another way to invest your assets.” 

Whether you're just starting out or looking to strengthen your portfolio, incorporating bonds can provide a reliable foundation for your financial future.

To learn more, listen to the podcast.

Also Check Out Patricia Kelly, Professor at UC Santa Cruz

Patricia Kelly is a seasoned finance expert and college professor who developed a popular personal finance course at UC Santa Cruz. She shares her journey from early lessons in finance to her experiences in investment banking.

In this NGPF Podcast episode, Professor Kelly discusses her approach to designing a course that makes finance accessible to everyone. She focuses on building knowledge and confidence among students managing their own finances.

Tune in to discover how Professor Kelly makes personal finance approachable, breaking down complex concepts to benefit anyone interested in learning more.

Catch Melissa Lambarena of NerdWallet Tonight

Join this week’s live Speaker Series featuring Melissa Lambarena of NerdWallet tonight at 4pm PT / 7pm ET. She'll share actionable tips to boost your credit score and unlock financial opportunities.

Register here.

About the Author

Anton Ivanushkin

Anton is a student at UC San Diego. He is majoring in Cognitive Science with a specialization in Machine Learning and Neural Computation. Anton has been interning at NGPF since May 2023. He helps with video editing, podcast editing, and many other tasks.